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12 Wisdom provides safety,
    just as money provides safety.
But here’s the advantage of wisdom.
    It guards those who have it.

13 Think about what God has done.

Who can make straight
    what he has made crooked?
14 When times are good, be happy.
    But when times are bad, here’s something to think about.
God has made bad times.
    He has also made good times.
So no one can find out anything
    about what’s ahead for them.

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